Personal finance apps and software help you become more efficient at money management, while you master the basics in investments. Using personal finance software should help you discover new ways to expand your portfolio and meet long-term goals. However, understand that the best personal finance software for you will depend on your current financial needs. Some personal finance software helps you with portfolio investment and management, while there exist others that help with budgeting. Now, the best budget apps will help you master both expense tracking and master budgeting.